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Habits affect how you handle money, whether you are spending money, or just saving, giving, purposefully living, or spontaneously in your finances.

Every person has some attitude and habits about money.

Every person has some attitude and habits about money.

These attitudes and habits can be changed and positively developed if one recognizes them and needs to correct or improve them.

Some typical human behaviors in relation to finance are as follows.

Some typical human behaviors in relation to finance are as follows.



It should be noted that there are few people who are purely one type or the other, and it is more typical that one area or another dominates one area or another. It is also the case that somebody puts an end to car buying, but orders the most devastating wedding. In fact, it is best to mix your attitude and behavior towards money rather than the pure type, trying to get the benefits of each type.



The existence of money gives you security. You find yourself thrifty and organized, others tend to be shrunk and miserable.


You live along a financial plan, have a budget and save money. You buy wisely, you buy only the ones that are worth the money and possibly even the specials. Avoid risky investments. Take care of your possessions. You have a contingency reserve.


For too much safety, you give up too much, not only your desires, but sometimes even the things you need. Sometimes you decide on the cheaper one even if the more expensive one is more appropriate for you. You give up experiences and objects just because they cost money. Too much conservative investment will result in a lot of money being lost in the long run. Because of your tight budget, you are not buying things that you can buy at a really good price.

How you can make a difference: deal with your fears and worries. As the Bible says wisely, if you can’t stretch your life with a single worm, then what else to worry about? What could be the worst thing that can happen to you if you spend a little more? Believe me, the world won’t crash if you spend a little money. Schedule spending on pleasures and gifts, fitness passes, theater tickets and the like. Do not spin so much money, dare not write some expenses.

Giver: Making money gives you a good feeling.

You consider yourself to be self-sacrificing and giving, and others think you are more judgmental and martyred.


Strong conviction or belief in something, respect for values, generosity for others or affairs, honesty in financial matters, treatment of material goods in place, sharp distinction between legitimate needs and desires.


Conscience is wasteful if you spend your money on yourself, expect others to take care of you, if you give your money to others, you judge others because they don’t distribute their money like you do because you help others .

How you can make a difference:

How you can make a difference:

give it to yourself, add it to your giveaway list, give yourself pleasure and relaxation without remorse. If you give too much, you’re probably a believer. Read the Bible carefully about what it teaches about giving. Mindless or supernatural giving, passing on everything is not verbal at all. Not money, but love of money is the root of all evil, prosperity is not sin, but God’s blessing according to the Bible. Set a limit on how much you give and never give more. Do not judge anyone who does not give or think you do not give enough.

Freemasonry: Money doesn’t really matter in your life, you just let things happen.

You find yourself loose and careless, others think immature and irresponsible.

Advantages: You adapt easily to new situations, trust that others will take care of you, easily grasp new opportunities, don’t care about others’ expectations, you are a giver.

Disadvantages: Even if you don’t have the things that are important to life, you will easily get in trouble if those who have supported you so far stop giving you support, you cannot make informed decisions because of your superficiality, and you lose many opportunities because of your lack of commitment.

How to change: Carelessness is a sign of immaturity, not stubbornness or slackness. Try to grow into your thinking as well. Get to know the real costs of life, learn about money, and learn financial skills. Don’t be afraid to take responsibility, make your character better, and make you more useful. Find a job where you can work and keep up with it.

Planned: Money is the means to achieve your plans. You see yourself as responsible and purposeful, others as being too conservative and incisive.

Benefits: You always have a financial back-up for the unexpected, a person with purposeful and realistic goals, or, when you control your spending and finances, make informed financial decisions.

Cons: Intolerant and impatient with others who do not plan their lives, find it difficult to react to new opportunities because they are not planned in advance, you hide important things from those close to you to keep your money under full control, you have to spend on things that are not planned.

How you can change: Don’t cling to your plans, dare to change, be spontaneous. Deliberately spend money on unplanned things. Don’t be nervous or frustrated if things don’t go the way you planned. Learn to laugh at yourself and let go.

Spontaneously: money is a means of enjoying the moment.

How you see yourself: spontaneous and enjoyable.

How others see it: It is too impulsive and does not care about the consequences.

Benefits: Enjoying life, quick response to opportunities, recognition, recognition, wide circle of friends, getting things done without waiting, risk taking.

Cons: You spend money when you don’t have money, getting into debt for purchases you don’t need, constant money problems, not being able to control your money, even having those close to you hide your real financial situation, you don’t have unexpected expenses, you belong to grass-tree already.

How You Can Change: Bring Planning into Your Life. Set up an automatic transfer to a savings account. Eliminate all your credit options so you can’t spend more than you have. (credit card, credit line, etc.) Avoid the temptation to make reckless purchases, go shopping, and visit online shops. Find leisure activities that do not cost money. Write down each of your spending and score from one to ten in terms of experience factor, utility and need. Take the lesson out of your spending at the end of each month. You can distinguish your desires from your needs. Ask someone else for help if you are in serious financial trouble.

Status: Money is a means for you to express your social status.

How you see yourself: generous and stunning.

How others see: insensitive and superficial.

Benefits: Strong first impression, giving great and unexpected gifts, loving to give, never burdening others with your financial problems.

Disadvantages: giving others false impression of your real financial situation, constant stress due to financial problems of catching up with others, no financial reserves, getting into debt for maintaining your appearance, hiding your financial situation from your best friends so that you do not think less though you give it to others easily, it is difficult to accept from others.

How you can change: Set limits on how much you spend per month. Buy quality, not overpriced brand names. Look for the promotions. Draw limits on what expensive gift you are buying.

If you have debts and / or savings, seek advice from someone on how you can transform your financial life.

If you have debts and / or savings, seek advice from someone on how you can transform your financial life.

Never buy if you are frustrated, desperate or sad. Learn to get things, don’t just want to give. Set aside at least 10% of your income in a savings account every month.



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